Expense Management

www.bankrate.com/calculators/home-equity/additional-mortgage-payment-calculator.aspx – If you want to get a better understanding of your outstanding mortgage in the future or the impact of paying down your mortgage with an extra $100 or so a month, use this online mortgage calculator.  After you enter all the pertinent information regarding your mortgage, you can generate an amortization table that will show the remaining loan principal/outstanding mortgage by year.

www.kbb.com – Get an estimate of the book value of your car which will help you understand what to expect if you are looking to sell or trade in your vehicle or if it makes sense to continue carrying collision insurance if your vehicle is worth less than the deductible.

www.healthcarebluebook.com – If you want to know the going rate for various medical services which will help you know the cost before making phone calls looking for the best rate.

www.creditcards.org/cash-back-cards – A great website to start your search for a rewards credit card.  This site ranks the best cash-back rewards offerings and gives you a direct link to the offering company, so you can apply online or get additional information.

www.mint.com – Want to manage your personal finances with one online tool?  This application can link up to your bank, credit card, and even your investment accounts and perform daily downloads so you have current data as to where you stand on all financial fronts.

www.debt.org – Debt.org is America’s Debt Help Organization, serving the public with thorough and accessible information on financial well-being. They strive to help people in all stages of life, from college, through buying or selling a home, and into retirement.  The content and services on Debt.org are designed for anyone who wants a sound financial future, wants to get out of debt or wants to stay out of debt.